A RETAIL CREDIT PROGRAM FOR REAL LIFE

More possiblities, for what’s next.

Through the today retail credit program, eligible customers may apply for a revolving line of credit provided by The Bank of Missouri, Member FDIC, for use at participating merchants.

A seamless experience for everyone

Whether you’re looking to make a large purchase manageable or wanting to offer your customers more options, today retail credit is here.

For Consumers

A simple way to finance what you need.

The today retail credit program provides approved customers with a revolving line of credit for eligible purchases at participating merchants. Enjoy flexible payment options and a convenient way to manage your account online or through our mobile tools.

For Merchants

Give your customers more ways to say yes.

Through the today retail credit program, participating merchants can offer eligible customers an additional financing option at the point of sale. Credit decisions are made by The Bank of Missouri in accordance with applicable underwriting requirements. 

HOW IT WORKS

From application to purchase.

1. Apply

Complete a secure aplication in minutes.

2. Get a decision

Many applicants receive a decision quickly.

3. Start shopping

If approved, your revolving line of credit is available for eligible purchases at participating merchants.

4. Use again

Use available credit for future purchases without submitting a new application, subject to account status and available credit.

The future of point-of-sale financing

today retail credit is redefining how the average consumer utilizes their purchasing power. Our financing options give customers the opportunity to make large purchases more comfortably, without using their everyday credit options.

Providing affordable and transparent financing solutions designed to give customers flexibility and control.

© 2026 today retail credit. All right reserved.

today retail credit is a financial technology company, not a bank. The today retail credit revolving line of credit is provided by The Bank of Missouri, Member FDIC. The Bank of Missouri is the creditor and makes credit decisions. today retail credit services the account. Credit approval, credit limits, rates, fees, and other terms are subject to applicable eligibility and underwriting requirements. See the Account Opening Disclosures and Revolving Credit Agreement for complete terms. Product availability may vary by state.