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today retail credit is a financial technology company, not a bank. The today retail credit revolving line of credit is provided by The Bank of Missouri, Member FDIC. The Bank of Missouri is the creditor and makes credit decisions. today retail credit services the account. Credit approval, credit limits, rates, fees, and other terms are subject to applicable eligibility and underwriting requirements. See the Account Opening Disclosures and Revolving Credit Agreement for complete terms. Product availability may vary by state.